Hi I'm a personal finance blogger and founder of MoneyManifesto.com. I hold a Certified Public Accountant license issued by the Commonwealth of Virginia. Together with my wife, we have paid off over $80,000 of student loan debt in less than three years. I aim to share as much financial knowledge as possible to help others move forward on their financial journey and avoid the debt trap. When I'm not writing about personal finance, I can be found taking a short trip to the local beach.