Credit can be confusing sometimes, but it can also be a great way to improve your quality of life.

Use this video to help your students understand why credit matters and how people can use it to help finance their education and housing. Using credit is a way of establishing a track record that you can make on-time payments for the duration of the loan.

Over time, this builds a good credit history. Moreover, debt is not always negative. The ability to borrow for a home or one’s education helps people who could not otherwise afford to pay for them in full.