I am a freelance writer currently living in Portland, Oregon. I am passionate about education, financial literacy, and empowering people to take control of their finances. My work has been featured on Rockstar Finance, Credit Karma, Student Loan Hero, The Globe and Mail and more. My main website is deardebt.com and when I am not there you may well find me answering debt-related questions on this website. In my free time, I love to to travel and have fun at karaoke.